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US Government Approaches $40T in Total Debt Outstanding

Exploring Finance | SchiffGold | 12 May, 2026

Current Trends

The US government has borrowed nearly $450B in the last three months. While this is a gargantuan sum of money, it annualizes to ~$1.9T which would be the smallest year of borrowing since 2022. Unfortunately, the trend more likely to hold is the borrowing seen in Feb and March which clocked in at nearly $550B in just 2 months. Why?

  • April is tax collection month so usually sees a surplus
  • Interest continues to chew up more spending, which further fans the flames of a debt spiral
  • Tariff Refunds
  • US Iran War costs

And that is just to name a few of the reasons!

debt spiral federal deficit fiscal crisis government spending inflation interest rates national debt Treasury US economy yield curve